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United States Department of Agriculture (USDA) loans stand alone as the only zero money down program available to borrowers that have not served in the military. If you are in the market for a home outside a major metropolitan area you may qualify for a USDA Loan. A USDA loan offers:

  • $0 down, 100% financing is available
  • No monthly mortgage insurance
  • Lower income families and those with blemished credit can qualify .

Some of the eligibility standards that determine if you qualify for a USDA loan for your home include what county and zip code the home resides in, your current income and credit history, as well as the number of dependents you can claim. Because these guidelines are very specific, it is important to work with a company that has experience dealing with USDA government financing to help determine your eligibility.

RHMC combines the expertise and comprehensive array of mortgage products offered by large national banks with a culture that prioritizes unparalleled personal service. We are large enough to offer any product our clients could imagine, yet small enough to maintain the personal touch our clients expect.

Contact Us Today to Discuss Your USDA Loan Needs!

RHMC Servicing New Jersey, Pennsylvania, Connecticut and New York Communities

  
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